Own a Smartphone in Nigeria and Pay After 6 Months With Mtn Device Financing


The good thing is getting that what your heart desire at the right time even when you have no cash with you, I think that is how everything supposed to be, and when you have the money you pay without inconvenient oneself.

Getting phones, cars and other luxury items should be possible, am very sure in some countries things work this way but not in Nigeria, right now I think we are going to experience change in that aspect as Mtn Nigeria came up with Mtn mobile device finance, a scheme that allowed you to get a smartphone.

The company has partnered with two different banks in Nigeria to get this done. Before you get into this we need to let you know what Mtn mobile device finance is all about.

What is the MTN Mobile device finance?

The MTN Device Financing Scheme enables eligible customers to access credit facilities to acquire smartphone pocket-friendly interest rates, whilst repaying conveniently over a period up to 6 months.

Has mentioned earlier, you can get access to this offer through two banks which are Diamond and Sterling banks

What is the MTN Sterling Bank Device Financing Scheme?

The Device Financing Scheme enables eligible customers to access credit facilities to acquire smartphone pocket-friendly interest rates.
Get a smartphone of your choice for as low as NGN 10,000 for 6months, the details of smartphones you get with mtn mobile finance with Sterling is stated below:

Samsung J4, 1GB FREE Monthly data 10,134.05 Monthly payment, Samsung J6 1GB FREE Monthly data 13,035.99 Monthly payment.Samsung J4+ 1GB FREE Monthly data 11,969.52 Monthly payment. Samsung J6+ 1GB FREE Monthly data 14,032.69 Monthly payment.Samsung J8, 1GB FREE Monthly data 18,276.35 Monthly payment.Samsung Note 9,2GB FREE Monthly data 62,361.53 Monthly payment.Samsung S9,2GB FREE Monthly data 40,853.84 Monthly payment.Samsung S9+,2GB FREE Monthly data 44,763.98 Monthly payment

How to get your device

You must have a steady flow of income into your bank account.
Come along with the following documents:

  • BVN
  • Identity Card (Government approved e.g. Driver’s license and Voters Card etc)
  • Utility Bill (e.g. PHCN)
  • 2 Passport photos

How to pay Loan back

Loan duration: a maximum of 6 months.
Requirement: come along with your active Debit Card (ATM Card)


Visit any of the following MTN stores in Nigeria:
MTN Service Center Address
Abuja SC Plot 2784, Shehu Shagari Way,Maitama, Abuja
Kaduna SC Bank Road, Off Ahmadu Bello Way, Kaduna
Kano SC 2A Center, center, (Behind Kano Post Office), Kano
Sokoto SC 6, Sultan Abubakar Road, Opp Women Centre, Sokoto
Asaba Service Centre Km. 129, Benin – Asaba Expressway, Asaba, Delta.
Enugu Service Centre 34 Zik Avenue, Enugu
New Port Harcourt Service Centre 234B Aba Expressway Opp Hannah Fast Food Port Harcourt
Ibadan Service Centre Mobil Roundabout, Ring Road, Ibadan, Oyo
Ibadan2 Service Centre Opposite Neco Office, Yidi, Agodi Gate, Ibadan Oyo
Yhello City SC 1267 Adeola Odeku, Victoria Island, Lagos
Apapa Service Centre Maritime House, Oshodi-Apapa Expressway, Apapa, Lagos
Ikeja Service Centre 1 Opebi Road, Ikeja, Lagos
Matori Service Centre 16 Fatai Atere Way, Matori, Oshodi, Lagos
Ikoyi Service Centre 4 Aromire road, Off Kingsway rd, Opposite Ikoyi Hotel.

Now, let talk about the Mtn Diamond Mobile device finance, see the break down below;

What is the MTN – Diamond Mobile device finance?

The Diamond – MTN scheme is a medium by which salary earners who receive their monthly salary payment the rough diamond bank can acquire the latest smartphones from MTN via financing, whilst repaying conveniently over a period up to 6 months.

The maximum loan tenor for the scheme is 6 months

Who is eligible to apply?

  • Salary earners who receive their monthly salary payment from their employers via the bank.
What type of mobile devices can be financed via this scheme?

Currently high-end end Samsung and Apple brands of mobile devices.
What are the minimum and maximum loan amounts ₦100, 000 – ₦500, 000

What is the maximum number of devices that can be financed for a customer? 2 devices


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